LIFE/ACCIDENT & HEALTH AGENT ERRORS AND OMISSIONS (E&O)

This policy is written on a claims-made and reported basis and provides professional liability coverage for wrongful acts occurring after the retroactive date stated on the declarations page and reported during the policy period. The policy provides coverage for any actual or alleged act, error or omission committed solely in the performance of or failure to perform professional services or a claim for libel, slander or invasions of privacy. Professional services are those services performed for commissions and/or fees in your activities as a life, accident and health insurance agent.

Key Program Features

  • • Retentions now as low as $1,000.
  • • Coverage for incidental P&C and/or financial placements available.
  • • Insolvency coverage offered for carriers rated “A-“ or higher by A.M. Best Company
  • • Special program available for newly licensed Life Agents
  • • All policyholders receive proprietary access to an inventory of loss mitigation tools.
  • • Up to $25,000 in Identity Theft protection provided at no additional charge.

  • This policy is written on a claims-made and reported basis and provides professional liability coverage for wrongful acts occurring after the retroactive date stated on the declarations page and reported during the policy period. The policy provides coverage for any actual or alleged act, error or omission committed solely in the performance of or failure to perform professional services or a claim for libel, slander or invasions of privacy. Professional services are those services performed for commissions and/or fees in your activities as a life, accident and health insurance agent.